Independent insurance brokers · Chicago
Cover that fits, not just the cheapest quote.
Independent, state-licensed brokers comparing home, auto, business and life cover across multiple carriers, so you get the right policy at a fair price.
- MultipleCarriers compared
- LicensedProducers
- IndependentAdvice
- FreePolicy review
Menu
What we do
Home insurance
Quotes from $38/moCompare home and condo coverage across several carriers in one call.
Learn more →Auto insurance
Quotes from $62/moLiability, collision and comprehensive cover matched to how you actually drive.
Learn more →Business insurance
Quotes on requestGeneral liability, property and workers’ comp for small and growing businesses.
Learn more →Life insurance
Quotes from $21/moTerm and whole life policies explained in plain English, not jargon.
Learn more →Renters insurance
from $12/moAffordable cover for your belongings and liability as a tenant.
Learn more →About us
Advice from the broker, not the insurer.
Harborlight was founded by Daniel Osei, a state-licensed insurance producer who grew tired of watching clients sold whichever policy paid the biggest commission.
- State-licensed insurance producers
- Independent — we work for you, not one insurer
- Policy reviewed again before every renewal
Our work
Recent work
Reviews
What people say
Example reviews on a sample site.
“They found coverage gaps our old agent never mentioned in ten years.”
Patricia, Homeowner, Lincoln Park
“Switched carriers and saved money without losing any coverage.”
Tom, Small Business Owner, The Loop
“Walked me through a claim step by step when I had no idea what to do.”
Angela, Policyholder, Naperville
Do you work for one insurance company?
No, we’re independent and compare quotes across multiple carriers for every client.
Is the policy review really free?
Yes, we’ll review your current coverage at no cost, even if you decide to stay with your current carrier.
Can you help if I need to file a claim?
Yes, we guide clients through the claims process and can advocate on your behalf if needed.